2387 € costs per year - must it be?

Why wrongly insured can endanger existence

The German spends 2387 costs per year on insurance. Our tip will be given before the hammer is removed. Wrong or not insured endangers your economic existence.

How are the 2,387 € per year divided up?

1.141 € for retirement, death or disability, 792 € for damage + accident insurance and 453 € for private health + supplementary health insurance. 

For example, you want to "save" on a very large comparison portal and take out your car insurance. Then you will have an accident alone in the car, hurl against a tree when wet and as a result your motor skills and / or concentration have decreased to such an extent that it becomes difficult with your work and income.

Now back to the big comparison portal. The driver protection module is currently not included as STANDARD.  Bad luck, saved in the wrong place.  With driver protection, starting from about 30 € per year, you would have been insured as if someone had run into you and would have to pay for all your bodily injuries and consequences. The differences between a portal offer and good chain stores are on average 5%, which we do not regret in the event of damage.

We are of course a fresh startup for digital but absolutely essential with branches like our GELDPILOT24 stores, as we think it is necessary, because the really important insurances cover losses well into the millions and often starting from 5,000 € damage can't be fully digital here. 

We are in favour of saving, logo, the price differences are up to 400% in some sectors. Good financial+insurance brokers have professional comparison programs and personal professional networks among each other that also take into account criteria such as how well, fast the respective insurer pays, he quits after the first damage, how is the company etc.?

The best thing is, as with a good car, the regular check, inspection of contracts and coverage.

#GELDPILOT24  #SIMPLIFYyourfinances